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3 Beds
2 Baths
990 sqft

$885,000

862 MILL CREEK ROAD, ARNOLD MD, 21012

Price per sqft$893.94
Built in1946
Property size990 sqft
Property typeResidential

Overview

Coming soon

Coming Soon-bright

Listed Oct 10, 2026

Updated 3h ago

**Open House - Saturday, Oct 17th, 11 am-1 pm** Welcome to 862 Mill Creek Road, a charming and beautifully updated Cape Cod offering an incredible opportunity to enjoy waterfront living in one of Arnold's most desirable locations! Nestled along the peaceful waters of Mill Creek with 55 feet of waterfront, this adorable 3-bedroom, 2-bathroom cottage offers the perfect combination of modern updates, cozy charm, and an unbeatable location. Whether you're searching for a low-maintenance waterfront retreat, a year-round residence, or the perfect setting to build your dream home, the possibilities here are endless! Step inside to discover a beautifully updated kitchen featuring white cabinetry, modern quartz countertops, stainless steel appliances, and updated flooring that flows throughout the main level. Just beyond the kitchen, the spacious and inviting living room is filled with natural light and offers beautiful views of the water, creating the perfect space to relax and unwind. Step outside onto the covered back deck, where you can enjoy your morning coffee, entertain friends, or simply take in the peaceful waterfront setting. The main level also features two comfortably sized bedrooms and a full hallway bathroom, providing a functional and convenient layout. Upstairs, you'll find a spacious primary suite complete with its own private full bathroom, offering a comfortable retreat away from the main living areas. Additional improvements include a new driveway, newer fencing, and updated flooring, while an exterior-access cellar provides convenient laundry space with a washer and dryer. The true highlight of this property is the incredible waterfront lifestyle it offers! With 55 feet of waterfront along Mill Creek, you'll love spending your days enjoying the water, relaxing outdoors, and taking advantage of everything this sought-after location has to offer. Even better, you're within walking distance to The Point Crab House & Grill and Ferry Point Yacht Club, putting waterfront dining and recreation practically at your doorstep. Perfectly charming just as it stands, this property also presents an exciting opportunity for those with a bigger vision. Enjoy the updated cottage as your own waterfront getaway, or explore the potential to create a custom waterfront dream home in this exceptional setting, subject to applicable approvals. Opportunities like this are hard to come by—experience the charm, convenience, and endless possibilities of life on Mill Creek!

$5,888/mo

Est. mortgage payment based on a $885,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
MDAA2158988

Interior Features

Bedrooms
3
Bathrooms
2
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.19 Acres

Other Property Details

Taxes
$7,756
Tax Frequency
Annually
View
Yes
Waterfront
Yes
55+/Senior Community
No
MLS provider logo

Listed by Keller Williams Flagship
Listing Contact: 3019284246 

The IDX display contains information sourced from the Bright MLS, Inc. as of 10/13/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

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Data last updated on 10/13/2026 at 8:23 PM UTC

 

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